These Terms and Conditions govern your use of luck98, including account registration, deposits and withdrawals, bonus offers, sports betting, casino games, VIP programme membership and all other platform features available to Pakistan players.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and luck98 ("the Platform", "we", "us"). They govern all use of the luck98 website accessible at luck98.win and the luck98 mobile application available for Android and iOS.
By registering an account, making a deposit, placing a bet, playing any casino game, or accessing any feature of luck98, you confirm that you have read these Terms, that you understand them, and that you agree to abide by them without reservation. If you do not agree to any part of these Terms, you must not use the platform.
These Terms should be read alongside the luck98 Privacy Policy and Responsible Gaming Policy, both of which form part of the overall agreement between you and the platform.
luck98 is strictly for use by adults. You must be at least 18 years of age to register an account, make a deposit, place a bet or play any game on the platform. There are no exceptions to this requirement. luck98 actively verifies the age of its players and will request documentary proof of age at any point during the account lifecycle.
By registering, you warrant and represent that:
luck98 reserves the right to request identity verification documents at any point. Failure to provide satisfactory documentation within a reasonable timeframe may result in account suspension or termination and forfeiture of any bonus balance held at the time.
Each player may hold only one active account on luck98. Creating multiple accounts — whether under the same name, same device, same payment method, same IP address, or any combination thereof — is strictly prohibited and will result in immediate suspension of all associated accounts and forfeiture of any balances held within them.
You are responsible for maintaining the confidentiality of your account credentials, including your password and any two-factor authentication codes associated with your account. Any activity conducted under your account credentials is your responsibility, regardless of whether you authorised it. If you suspect unauthorised access to your account, you must contact luck98 support immediately.
You agree to provide accurate, current and complete information during registration and to update your account information promptly if any details change. Providing false or misleading information — including false date of birth — is grounds for immediate termination of your account.
luck98 supports deposits in Pakistani Rupees (PKR) through the following methods: JazzCash, Easypaisa, Raast, Bank Transfer, debit and credit cards, and selected mobile wallets. The availability of specific payment methods may change from time to time and is subject to the options displayed in your account at the time of deposit.
All deposits are processed in PKR. No currency conversion is required and no conversion fees are applied by luck98. Minimum and maximum deposit amounts apply and are displayed on the deposit screen within your account. These limits may vary by payment method and by account tier.
Deposits made via any payment method are the responsibility of the account holder. luck98 does not accept deposits made on behalf of another person. If a deposit is found to have originated from a payment method not registered in your name, luck98 may request verification documentation and may hold or return the funds pending confirmation.
Withdrawal requests at luck98 are processed to verified payment methods in PKR. Before your first withdrawal is processed, you will be required to complete the platform's KYC verification process by submitting valid identity documentation. This is a standard requirement across all regulated online platforms and exists to protect players from fraud and unauthorised account access.
Withdrawals will only be sent to a payment method that belongs to the account holder. luck98 will not process withdrawals to third-party accounts under any circumstances. Withdrawal processing times vary by payment method and by your VIP tier — Silver tier and above benefit from priority processing, and Diamond VIP players receive instant treatment.
Any active bonus balance at the time of a withdrawal request that has not met its associated wagering requirement will be forfeited if you choose to withdraw. Your real-money balance is always available for withdrawal at any time, subject to the KYC requirements described above.
luck98 offers various promotional bonuses to registered players, including but not limited to: welcome bonus, weekly reload bonuses, daily cashback, PSL cricket free bets, referral bonuses and VIP-exclusive offers. Each promotion has its own specific terms — including minimum deposit amounts, wagering requirements, game contribution rates, expiry windows and maximum withdrawal limits — which are displayed in the Promotions section of your account before you claim.
By claiming any bonus at luck98 you agree to the specific terms attached to that promotion. Attempting to abuse bonus offers — including but not limited to creating duplicate accounts to claim first-deposit bonuses multiple times, placing low-risk or hedged bets designed to circumvent wagering requirements, or using bonus funds in a pattern inconsistent with normal recreational play — will result in forfeiture of the bonus and any associated winnings, and may result in account suspension.
Bonuses at luck98 are offered as entertainment incentives and are not a form of financial instrument or guaranteed income. Wagering requirements exist to prevent abuse and represent the number of times the bonus amount must be bet before it becomes withdrawable as real money.
All sports bets placed on luck98 — including cricket, PSL, T20 internationals, Football, Esports and all other available markets — are subject to the platform's general betting rules and any sport-specific rules applicable at the time of placement. Odds are subject to change before a bet is confirmed. The odds displayed at the moment your bet is accepted are the final odds applied to that wager.
luck98 reserves the right to void any bet placed in error, at odds that were clearly incorrect due to a pricing error, or bets placed on events where the outcome was known at the time of placement (match-fixing, corrupted data feeds). Winnings from voided bets will not be paid. The original stake will be returned to your account balance.
In-play betting is available on selected events including PSL matches and T20 internationals. In-play odds update continuously based on match state. A brief delay in odds acceptance during periods of rapid change is normal and is not grounds for a complaint.
luck98 operates a maximum payout limit per event, per player, per day. These limits are displayed in the betting section of the platform. Bets placed that would result in winnings exceeding the stated payout limit will be accepted only up to the maximum payout amount.
All casino games available on luck98 — including slots, live casino, Baccarat, Roulette, Blackjack, crash games and fishing titles — use certified Random Number Generation (RNG) technology or are delivered by licensed live dealer studio providers. Outcomes are determined entirely by chance and are not influenced by any action of luck98 staff, the platform software, or any external party.
Game results are final once a round is completed. Technical malfunctions — such as a disconnection during a live casino hand or a slot spin that did not complete — will be handled according to the game provider's disconnection policy. Where a game result cannot be confirmed due to a technical failure, the relevant stake will be refunded to your account balance.
luck98 reserves the right to restrict access to specific game titles based on account status, active bonus type, or jurisdiction-related restrictions. Players using an active bonus balance may find that certain games are excluded from contributing to wagering requirements — this is specified in the terms of each individual bonus.
The luck98 VIP programme consists of five tiers — Bronze, Silver, Gold, Platinum and Diamond — and is available automatically to all registered players from their first real-money bet. Tier advancement is based on accumulated loyalty points earned through qualifying real-money wagering activity across the platform.
VIP benefits, including cashback rates, withdrawal speeds and exclusive offers, are associated with your tier at the time the benefit is applied. Tier maintenance is assessed on a rolling basis. If your qualifying wagering activity falls below the minimum threshold for your current tier during the assessment period, your tier will be adjusted accordingly.
luck98 reserves the right to modify VIP tier thresholds, benefit structures and point accumulation rates with reasonable notice provided to affected players. The VIP programme is a discretionary loyalty programme and does not constitute a guaranteed financial benefit or contractual obligation beyond the current tier's stated benefits.
luck98 is committed to providing a safe, fair and responsible gaming environment. The platform offers deposit limits, session time reminders, cool-off periods and self-exclusion options through your account settings. These tools are available to all players and take effect immediately when set — they cannot be overridden by promotional offers or platform staff.
If you believe your gambling is becoming a problem — whether in terms of money spent, time devoted, or impact on your daily life — we encourage you to use the self-exclusion tools available in your account or to contact support to discuss a temporary account restriction. luck98 will never contact a self-excluded player with promotional material during an active exclusion period.
luck98 employs industry-standard security measures including SSL encryption, two-factor authentication and automated fraud detection systems to protect player accounts and financial data. Players are responsible for ensuring that their own devices and login credentials are secure.
Any attempt to defraud luck98 — including chargeback fraud, collusion, use of bots or automated betting software, exploitation of software errors, or any other form of cheating — will result in immediate account suspension, forfeiture of all balances, and may be reported to relevant financial institutions and authorities.
luck98 reserves the right to suspend or permanently close any account at any time, with or without prior notice, in cases including but not limited to: violation of these Terms, suspected fraud, failure to complete KYC verification, bonus abuse, or any activity deemed to be harmful to the integrity of the platform or its other players. In cases of justified termination for rule violations, any bonus balance and associated pending winnings may be forfeited.
Players may close their own account at any time by contacting customer support. Any verified real-money balance at the time of account closure will be returned via the player's registered withdrawal method, subject to standard KYC checks.
luck98 provides the platform on an "as available" basis. While we make every effort to ensure continuous and error-free operation, we do not warrant that the platform will be uninterrupted or that all features will be available at all times. Scheduled maintenance, server issues or third-party provider outages may temporarily affect platform availability.
To the maximum extent permitted by applicable law, luck98's liability to any player in connection with their use of the platform is limited to the amount of real-money funds held in their verified account balance at the time of any claim. luck98 is not liable for indirect, incidental or consequential losses arising from use of the platform.
luck98 does not accept liability for losses arising from: events beyond our reasonable control, third-party technical failures affecting game delivery or payment processing, or a player's decision to place a bet on any market or game.
luck98 reserves the right to amend these Terms and Conditions at any time. Where changes are material — meaning they significantly affect player rights or platform rules — we will make reasonable efforts to notify registered players via email or in-app notification before the changes take effect.
The date at the top of this page reflects when the Terms were last revised. Continued use of luck98 following any update constitutes your acceptance of the revised Terms. If you do not agree with any change, you should cease using the platform and contact support to close your account.
For any questions about these Terms and Conditions, contact the luck98 support team through the live chat available 24/7 in the app and on the website.
The most important things every luck98 player should know before they play.
All players must be at least 18 years old. luck98 verifies age during KYC and will terminate any account found to belong to a minor with immediate effect.
Duplicate accounts are not permitted. Each player — identified by identity, device, payment method or IP — may hold only one active luck98 account at any time.
All transactions are in PKR via JazzCash, Easypaisa, Raast, Bank Transfer or cards. No currency conversion or foreign payment method required.
Every deposit bonus has a wagering requirement. Read the terms before claiming. Cashback awarded through the daily or VIP programme carries no wagering requirement at luck98.
Identity verification is required before your first PKR withdrawal is processed. This protects your account from fraud and is a standard player protection measure.
Deposit limits, session reminders and self-exclusion are available to all players at any time in account settings. These take immediate effect and cannot be overridden by promotions.
Register your account today. Deposit in PKR via JazzCash or Easypaisa. Your first bet starts earning VIP points immediately. By registering, you confirm you are 18+ and agree to these Terms and Conditions.